Floridacentral Credit Union: A Different Kind of Financial Institution

Floridacentral Credit Union has been named a 2026 Best of Florida Award winner, recognizing a credit union that has spent more than 60 years putting its members first.

As a not-for-profit, member-owned financial cooperative, Floridacentral Credit Union believes earnings should go back to members through competitive rates, lower fees and products designed to help members get more from their money.

That difference shows up in the details. Cash Back Checking gives members 2% cash back on debit card purchases, up to $25 each month. Members looking to save on their auto loan can take advantage of competitive financing and refinancing options, including a current 4.99% APR auto refinance offer. And for those ready to buy their first home, Floridacentral's First-Time Homebuyer Program offers down payments as low as 3% and $1,000 toward closing costs, along with access to additional assistance programs and guidance throughout the homebuying process.

Floridacentral also recognizes the people who serve their communities through its Legends Loans Program, offering special rate discounts for qualifying community heroes.

But the Floridacentral difference goes beyond rates and products. It's about having a financial partner focused on helping members make informed decisions and reach their goals, whether that's building savings, financing a car, buying a home or simply finding a better way to manage everyday money.

Founded in 1958, Floridacentral now serves more than 40,000 members throughout West-Central Florida. After more than six decades, its focus remains the same: helping members ‘Live Their Best Florida Life.’

Contact Information

Company Name: Floridacentral Credit Union

Phone: 813-879-3333

Email: info@floridacentralcu.com

Address: 3333 Henderson Boulevard, Tampa, FL 33609

Website: floridacentralcu.com