Fidelity Home Group

At Fidelity Home Group, we are Florida Mortgage Experts! Headquartered in Orlando, FL, we offer more options, more transparency and a simpler way to find the right mortgage program for your unique home buying or refinancing situation.

Florida is more than beaches and theme parks; Florida offers No State Income tax, beautiful year round weather, and endless outdoor activities! Whether you are looking for a mortgage program for your Primary Home, Secondary Home or Investment Property, we have a personalized solution for your unique situation. For first-time home buyers, we offer several mortgage solutions including VA, FHA, USDA and a 3% down payment option.

If you have a unique property like a Condo, Condotel, Co-Op or a Non-Warrantable Condo, we have your mortgage solution! If you are a business owner or are self-employed,  you may need a bank statement, a one-year tax return, 1099 or an asset depletion mortgage. If you are an real estate investor, we offer ways to mortgage your investment property with a traditional investment property mortgage or utilize our DSCR  Debt Service Coverage Ratio ] Program that uses the property’s annual net operating income vs it’s mortgage payment to qualify. If you are planning to buy a new home before selling your current home and need cash for the down payment and closing costs, a short term Bridge Loan maybe a good option for this solution. If you purchased your home with cash in the last 90 days and want to get cash out, be sure to look at our Delayed Financing Mortgage Program. 

Contact one of our Florida Mortgage Experts for a Consultation, or use our Home Purchase Qualifier to expedite your Mortgage Pre-Approval, or get a personalized Mortgage Rate Quote.